Why We Matter

About, Habitat for Humanity Waterloo

Why We Matter, Habitat for Humanity Waterloo

Affordable Housing For Everyone

With wages not keeping pace to steep rises in housing and rent in Waterloo Region, families are struggling more than ever with affordable homeownership. Housing is considered affordable if it costs less than 30% of your income. In Waterloo Region, 1 in 4 households lacks a decent, affordable place to live making them at risk of falling into a cycle of poverty. That is why Habitat Waterloo Region partners with lower-income families to help them build strength, stability, and independence through affordable homeownership. 

Setup For Success

By putting families into a position where they can thrive, Habitat Waterloo Region helps to combat the ongoing housing crisis, one home at a time. Through reduced reliance on social housing and food banks, better education and employment outcomes, and improved health, every Habitat home built benefits the local community.

About Our Organization

Did you know?

Funds generated from the Habitat ReStore are used to help build more homes for families in need of an affordable place to live.

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We Matter, Habitat for Humanity Waterloo

The Habitat Model

Our model of affordable homeownership bridges a gap for lower-income, working families by providing them with the opportunity to purchase their own Habitat home. Habitat homes help families avoid making unjust choices between rent and other basic necessities by providing them with a mortgage they can afford. Through our unique affordable homeownership program, we offer families a hand up, empowering them to build strength, stability, and independence.

Our Families

Build, Habitat for Humanity Waterloo


We build safe and decent homes that provide a solid foundation for families to build better, healthier lives for themselves and their children. The homes are funded through cash donations, product donations, and other Habitat for Humanity Waterloo Region initiatives.

Buy, Habitat for Humanity Waterloo


Families purchase an affordable home from Habitat for Humanity Waterloo Region at fair market value, with no down payment required. Habitat homeowners pay an affordable, interest-free mortgage and make payments geared to their income. 

Reinvest, Habitat for Humanity Waterloo


Mortgage payments made by Habitat homeowners are invested into a revolving fund, which is used to build more homes for families in Waterloo Region. As homeowners pay off their mortgage we are able to increase our impact in the community.


Selected Habitat homeowners volunteer 500 hours towards the building of their own home, the Restore, and other Habitat programs and activities.

Learn More About Homeownership

Stories From Our Families

  • Paige - Kehl Street Homeowner

    • "I have learned that when people volunteer with Habitat For Humanity and come together to do good things, great things happen."
      Paige - Habitat Homeowner

  • Jane - Kehl Street Homeowner

    • "For some people, a house might just be another thing to check off your life list. But, for us it really is EVERYTHING!"
      Jane - Habitat Homeowner

  • Sharlene - Kehl Street Homeowner

    • "I just wanted to dance around in the kitchen! I cook and bake a lot and I've always wanted a kitchen that can truly be the heart of our home."
      Sharlene - Habitat Homeowner

  • Penny - Howe Drive Homeowner

    • "I can't believe what Habitat Waterloo Region has done for me and my daughter. I love seeing her take such pride in our home."
      Penny - Habitat Homeowner

  • Eleanor - Daniel Avenue Homeowner

    • "We have been really blessed to grow up with the other families on our street, their children, and now grandchildren!"
      Eleanor - Habitat Homeowner

Donate Today | Habitat for Humanity Waterloo Region

With a little help, we all have the potential to stand on our own.

Your financial support, your voice and your time will help bring strength, stability and independence to families in need of a decent place to live.

Donate Today

(519) 747-0664